Vaultly 101 Pro
Your money, in your own vault.
Know what's paid, what's due and what's left this month. Vaultly keeps your bills, budget, savings goals and net worth in one private file that opens in your browser. No app, no account, no subscription, nothing uploaded.
$8
One-time payment on Etsy, in US dollars.
The demo runs in your browser with sample data. Nothing you type is saved or sent anywhere.
- One fileOpens in any browser
- Works offlineNo internet needed
- PrivateSaves on your device
- Pay onceNo subscription
See it in action
What buyers say
5.0 out of 5 from 2 Etsy reviews. Every review comes from a real Etsy purchase.
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Good application and good support.
Etsy buyerJul 2026
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i liked the design and its easy to use. Thank you !
Etsy buyerMay 2026
What's inside
Bills
- Monthly, weekly, yearly and one-time bills with due dates
- This month's payment schedule: Paid, Due soon or Overdue at a glance
- Tap Pay to log the payment from one of your accounts; mark as already paid, skip a month, or undo
- An upcoming dues list sorted by date, with overdue alerts
- Totals: committed per month, due this week, overdue, paid this month
Your month at a glance
- Balance, cash flow and spending gauges
- Where the money went: spending by category (percent or amount)
- Balance trend and income vs expenses, compared with last period and last year
- View today, this month, all time or any dates
Money in and out
- Up to 10 accounts: cash, debit, credit card, savings, investment
- Credit cards show how much of the limit you're using
- Expenses, income and transfers, with categories you can edit
- Recurring transactions that log themselves every month
- Budgets per category, plus optional envelope budgeting
Goals and wealth
- Savings goals with progress bars; add money from any account
- Net worth: assets, liabilities and a monthly history
- Real estate: properties and their installment schedules
Reports, tips and your data
- Monthly and yearly PDF reports
- Spending by category over the last 6 months, monthly summary table
- Tips written from your own numbers: biggest expenses, spending changes, no-spend days
- Import transactions from a CSV (for example a bank export), export to CSV
- Full backup file in one click; restore it on a new computer or browser
- PIN lock, dark and light mode, 36 currencies
How it works
- Download the file from your Etsy Purchases page.
- Open it in your browser and set your own 4-digit PIN (the starting PIN is 1234).
- Pick your currency, add your accounts and bills. Everything saves on your device.
What you get
- Vaultly 101 Pro (one HTML file, opens in Chrome, Safari, Edge or Firefox)
On your phone
Switches to a phone layout: one column, big buttons and a tab bar you swipe along the top.
On iPhone or iPad, open it with Microsoft Edge. See how
Good to know
- This is an interactive tool you open in a web browser. It is not a spreadsheet or a PDF.
- Your data is saved in the browser you open it with. It is never uploaded anywhere. To move to another device, use Setup > Backup > Export Full Backup, then Restore on the new one.
- It doesn't connect to your bank. You add transactions yourself or import a CSV.
- English only.
- Digital item: nothing is shipped.
Made forAnyone juggling rent, utilities, subscriptions and card payments who wants one place to see what's due, without another monthly app fee. Great for households, couples, freelancers and renters.
